Athens, Lawrence, Conyers Car Loans - US Auto Sales
Here at US Auto Sales, we understand that a vehicle´s payment is not the only expense a customer has on a car - there are also insurance premiums, vehicle maintenance, gas, as well as the usual unexpected problems. Therefore, we try to set up a payment that will fit into YOUR budget, not ours. We strive to retain every customer we get - and not to end a relationship when hard times set in. That´s why we have over 5000 current customers on our books. We try very hard to work with every customer when he or she can not make every car payment on time.
We have an on-site service department with 22 service bays and 14 Service Techs to help with the unexpected repairs. If you´ve had bad experiences with other dealerships in the past, please give U.S. Auto Sales a chance to make you a lifetime customer - you´ll be happy you did. Has your credit been damaged due to divorce, bankruptcy, late loan payments or other misfortunes? Don't worry, Atlanta's "Buy Here - Pay Here" Dealership will work with you at our in house financing department to get you a car loan, even with bad credit!
"We have several different ways to get you Financed"
We offer no credit check financing
Welcome to the US Auto Sales Finance Center for Atlanta car loan programs. Use our online finance application to get a quick and accurate response on financing for your next new or used car. Bad credit doesn't matter to us; we'll do whatever it takes to put you in that new Suzuki in Athens, Lawrence, and more! Your financing information is sent securely in an encrypted format, and we'll get back to you in as little as a day's time to complete the process.
US Auto Sales has everything you need to make your next vehicle purchase your best. From an array of affordable car loan options for our Atlanta customers, to new Suzukis, and used cars in Atlanta, we've got you covered. To contact us directly, simply fill out the form below!
Check out our online finance FAQ section for important information regarding car lease and loan characteristics.
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.
